Shipon Law Associates, P.C.

Social Security Disability

Maximizing Your Compensation: Why Social Security Disability and Long-Term Disability Insurance are Essential After an Injury

By Shipon Law Associates, P.C.

Introduction:

In the wake of a serious accident, the repercussions can extend far beyond physical injuries. Navigating the aftermath involves not only pursuing personal injury claims but also considering additional avenues such as Social Security Disability benefits and Long-Term Disability insurance. In this blog post, we’ll delve into the importance of these benefits, supported by the legal expertise of Shipon Law Associates and its affiliated firms. Additionally, we’ll explore some common medical conditions individuals may sustain after an accident, highlighting the necessity of comprehensive financial support.

Understanding Long-Term Disability Insurance:

Long-Term Disability (LTD) insurance offers income replacement benefits to individuals unable to work due to a qualifying disability. When coupled with Social Security Disability benefits, it provides a robust financial safety net tailored to the individual’s needs.

Why Consider Long-Term Disability Insurance Alongside Social Security Disability Benefits?

1. Enhanced Financial Security: LTD insurance supplements SSDI benefits, ensuring adequate income to cover living expenses and maintain the individual’s standard of living.

2. Expedited Assistance: LTD insurance typically provides benefits more quickly than SSDI, offering immediate financial aid during the onset of disability.

3. Tailored Coverage: Various LTD insurance policies offer different coverage limits, benefit periods, and eligibility criteria, allowing individuals to customize their coverage for maximum protection.

Navigating the Application Process:

Applying for SSDI and LTD insurance demands meticulous documentation and a comprehensive understanding of disability law. Legal guidance from Shipon Law Associates and its affiliated firms streamlines the process, increasing the likelihood of a successful claim.

Common Medical Conditions After an Accident:

– Traumatic Brain Injury (TBI): Resulting from severe blows to the head, TBIs can lead to cognitive impairments, memory loss, and neurological deficits.

– Spinal Cord Injury: Damage to the spinal cord can cause paralysis, loss of sensation, and mobility limitations.

– Orthopedic Injuries: Fractures, dislocations, and soft tissue injuries often require extensive medical treatment and rehabilitation.

– Chronic Pain Conditions: Conditions such as fibromyalgia and complex regional pain syndrome can develop following trauma, causing persistent pain and functional impairment.

– Post-Traumatic Stress Disorder (PTSD): Emotional trauma from the accident can manifest as PTSD, leading to anxiety, depression, and flashbacks.

Conclusion:

In the aftermath of an accident, securing financial stability through SSDI and LTD insurance is essential. By combining these benefits, individuals ensure resources for living expenses, medical costs, and other obligations during their recovery. Shipon Law Associates and its affiliated firms offer expertise in both personal injury and disability law, guiding clients through the complexities and maximizing their compensation. Don’t hesitate to seek their assistance in safeguarding your financial future after an injury.

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$17,000

Social Security Disability

Our Firm recently won a case where a woman had severe back pain among other issues. She will be receiving about $1050 a month and will receive over $17,000 in retroactive benefits.

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$15,000

Disability Benefits

A 53-year-old woman with Lupus and severe depression was awarded benefits. She received over $15,000 in back pay and is now receiving monthly benefits along with medical insurance to help her deal with her condition.

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$41,000

Social Security Disability

Our Firm recently won a disability case where a younger woman was approved monthly disability benefits of $2600 a month and retroactive payment of over $41,000

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$50,000

Premises Liability

$50,000 settlement when a woman injured her leg on a door while walking into a store.

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$54,000

Premises Liability

A 25-year-old was walking to the store and fell as a result of a hole on the sidewalk. She sustained injuries to her leg and back. The case settled for $54,000.

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$60,000

Motor Vehicle Injury

A 27-year-old was injured in a rear-end accident. The case settled for $60,000. She sustained injuries to her neck and back.

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$65,000

Slip and Fall

A 50-year-old woman settled a slip and fall case on a wet floor in a supermarket for $65,000. She injured her back and shoulder.

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$85,000

Motorcycle Accident

$85,000 settlement when a person was hit while riding a motorcycle by a vehicle coming out of a store parking lot causing injuries to the head and face among other issues.

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$90,000

Auto Accident

$90,000 settlement in an auto accident with a gentleman who was forced to stop work for several months due to back and other injuries.

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$10,000

Disability Benefits

A 60-year-old man who had back surgery was awarded over $1700 per month over $10,000 in back pay and Medicare benefits.

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$12,000

Social Security Disability

Our firm received a speedy and favorable decision on a young individuals Social Security Disability case. They had mental issues along with physical issues and treated with specialists which is helpful in approvals. We won at the first level and they will be receiving over $12,000 in retroactive benefits along with monthly benefits and health insurance.

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$12,000

Disability Benefits

A 52-year-old woman with a bad back and mental issues was awarded $12,000 in back pay plus monthly income and Medicare benefits.

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$13,000

Disability Benefits

A 59-year-old with severe back pain and depression was recently awarded monthly benefits and over $13,000 in retroactive benefits and medical insurance.

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$14,000

Disability Benefits

A 56-year-old Spanish-speaking individual was recently awarded benefits who had severe back and hand problems along with mental issues. He is now receiving monthly benefits and also received over $14,000 in back pay along with medical insurance.

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$15,000

Disability Benefits

A 32-year-old Spanish speaking individual win benefits with severe asthma, depression and heart problems. He is now receiving a monthly income of $764 and has received over $15,000 in back benefits and medical insurance.

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